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Why Are People Such Shills For The Health Insurance Industry Status Quo?

As I see it the financing mechanism that is health care insurance adds exactly zero to the quality of health care that I get. If I knew of a better option, I could walk away from Blue Cross today and not feel the slightest loss.
And yet some people act as if the sky is falling over the fact that insurance companies are now subject to more regulations (which promote equality).
What are people so attached to? I don’t get it.